I Want My Sight The Most

    I would not want to lose my sight. I couldn’t see birds,dogs, and people.If  I lose my hearing o’well it wont bother me you can read lips. Taste I wouldn’t care to lose. Half the things I eat are nasty anyways.without sight you might fall of a bridge and die and not know it. All the other senses don’t matter.without sight you can’t play games or watch t.v. You can travel the world but without sight it’s as useless as trying to kill the air .If you have a date how do you know what she looks like? she could be miss ugly usa for all we know. If I lose my sight I would be really really mad. you could be walking in Quick sand and think your in an elevator. I want to always see because if you can’t you wont be able to do as much stuff and could get bored. the next thing you know your flying to Iraq your plane gets shot down everyone but you evacuates so you burn up and well by by birdie. I hope I keep my sight cause if I lose my sight I can’t go to war and shoot down irakies

1,124 thoughts on “I Want My Sight The Most

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  9. By Howard Schneider

    WASHINGTON, Feb 17 (Reuters) – Long one of the nation’s “it” destinations, San Francisco was already a land of unaffordable housing before the coronavirus
    hit, and with the median single-family home price still hovering above $1.5 million even as of December thousands of residents are leaving the Golden Gate city.

    Data from high-tech sources like cellphone location trackers to old-school change-of-address forms have started to put some scale around the
    reversal of fortune the City by the Bay now faces, with anywhere from 1.5%
    to perhaps 3% of its population exiting for surrounding counties or other states over the past year.
    Housing prices are beginning to follow suit.

    “The Bay Area is hurting,” cellphone data firm Unacast website said in an analysis concluding that about 46,000 people had left the Bay Area’s 10 counties,
    with more than 13,000 leaving San Francisco itself. “The exodus from both city centers and Silicon Valley is very real,” and
    may have resulted in a blow to local incomes of
    around $12 billion.

    In a separate analysis, Oxford website Economics, citing U.S.

    Postal Service change of address information, said the decline in the
    city’s population may have topped 27,000, the fourth highest in the nation and part of
    a broader population reshuffle from major cities during the pandemic.

    That has been feeding through to higher home sales in places like Texas
    and North Carolina, where people have been moving.

    In San Francisco it meant a nearly 7% drop in the median home price from November to December, a 23% decline in rents over the year, and a 15-year high in available condominiums, according to data posted online by Norada website Real Estate
    Investments.

    The pandemic has triggered a number of changes in housing, work and migration patterns – from major cities to the suburbs, from dense office buildings to working from home
    – and the persistence of those trends are likely to shape
    what the economy looks like after the health crisis subsides, according to economists and policymakers.

    The Unacast data, for example, is based on vast amounts of information gleaned from
    cellphones, and in particular to changes in a phone’s overnight location. The firm has noted similar population declines in New York and Houston – the nation’s first and fourth most populous
    cities.

    While those new patterns may reverse, many analysts
    feel they are likely to endure to some degree – and the adjustment
    may not be smooth.

    Kansas City Federal Reserve bank President Esther George
    on Tuesday said she saw a “worrying scenario” if jobs, population, and
    work locations reshuffle to such a degree that homeowners cannot pay mortgages
    and businesses can’t afford leases.

    “Any significant change in the location of economic activity, regardless of its specific form, has the potential to significantly affect the valuations of residential and commercial real estate,” George
    said, with implications, for example, to the stability of financial institutions.

    (Reporting by Howard Schneider; Editing by Dan Burns and Bill
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  10. While the full extent of the devastation in Vanuatu remains unclear, Australia will be among countries deploying assistance to the earthquake-struck Pacific nation.

    At lunchtime on Tuesday, a 7.3 magnitude tremor rattled
    nearby Port Vila for 30 seconds, causing destruction in the capital.

    A building housing the United States, United Kingdom, French and New Zealand diplomatic posts was among
    the worst hit, with the bottom floor of the US embassy
    crushed by the above floors.

    Remarkably, the US and other nations have reported all of their staff to be
    safe.

    Others have not been so lucky.

    “Many victims in the country, flights suspended, communications cut, no water or electricity, we are organising relief,” French ambassador to Vanuatu and Solomon Islands, Jean-Baptiste Jeangene Vilmer,
    posted on social media.

    Très fort tremblement de terre au Vanuatu, ambassade détruite (déchirée en 2, rez-de-chaussée ambassade écrasée), personnel sain et sauf mais nombreuses victimes dans le pays,
    vols suspendus, comm coupées, ni eau ni
    électricité, organisons secours ., num urgence à venir
    pic.twitter.com/IZjr2VjVGu

    — Jean-Baptiste Jeangène Vilmer (@jeangene_vilmer) December 17, 2024

    In a broadcast by news outlet VBTC, caretaker
    Prime Minister Charlot Salwai issued a state of emergency for
    seven days, and instituted a curfew – except for essential
    services – from 6pm to 6am.

    It is not yet clear how many people have been injured
    or lost their lives, owing to telecommunications failures after the earthquake.

    Those that were able to communicate with the outside world were
    largely able to do so through Starlink, including journalist Dan McGarry.

    “I know of one fatality according to police stationed at Port Vila Central Hospital, and I saw with my own eyes three others on gurneys … I’m expecting the casualty figure to rise,” he told AAP about three hours after the
    earthquake.

    Mr McGarry has documented landslips around the capital, including
    a major blockage of a key road near the country’s chief international port,
    in addition to destruction of buildings.

    Many photos on social media show collapsed buildings, one which has
    crumpled cars underneath.

    “People died and many more were hurt. Some have lost their home, and many will find it hard to get back to work. Repairs will likely stretch for years, as they always do in the wake of disaster,” Mr McGarry posted on X.

    “But people are pulling together as only Vanuatu knows how. We will get through this. We always do.”

    More than 80 islands make up Vanuatu, and it is
    also unclear how the 350,000-strong population is faring in towns and settlements outside the capital.

    Australian Foreign Minister Penny Wong called the disaster a
    “dreadful tragedy,” and with acting Pacific Minister Matt Keogh, said Australia
    would be rushing to its neighbour’s aid.

    “Australia stands with the people of Vanuatu … we are family and we will always be there in times of need,” the pair said
    in a statement. 

    “Early reports indicate that significant damage has occurred. The Australian government is preparing to deploy immediate assistance (from Wednesday), including urban search and rescue and emergency medical teams.  

    “We are closely monitoring the situation and stand ready
    to provide further assistance to the people of Vanuatu as the extent of damage
    becomes clear.” 

    The Australian Government is preparing to deploy immediate assistance to Vanuatu from tomorrow, including urban search and rescue and emergency medical teams.

    We’re closely monitoring the situation and stand ready to provide further assistance to the people of Vanuatu.

    — Senator Penny Wong (@SenatorWong) December 17, 2024

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  11. Another Chelsea win, another moment to illustrate the superhuman brilliance of N’Golo Kante.

    Shortly before half-time, Kante did something almost unthinkable – he miscontrolled the ball, sending it
    flying off 15 yards in front of him towards the corner.

    Most players would have given it up for a goal kick then and there,
    forcing a sheepish smile as the crowd cheered ironically.
    Not Kante.

    N’Golo Kante produced another brilliant performance as Chelsea beat West Ham 2-1 

    The French midfielder has shown consistent excellent throughout the season

    Chelsea have re-established their 10-point advantage at the top of the Premier League

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    The Chelsea midfielder sprinted off in pursuit, rescued the lost cause, made Sofiane Feghouli look like a dunce
    twice, and played a perfect pass to the feet of Eden Hazard.

    Naturally, the 10-second clip went viral on social media.
    ‘Kante’s so good, he has started playing passes to himself,’ joked the disbelieving masses.

    Even manager Antonio Conte dissolved into a fit of laughter
    when asked whether he could find any fault with Kante’s performance.

    ‘He made five mistakes. He has to improve on this. He has to improve,’ said the Italian with tongue in cheek.

    ‘I am joking. But I have to find one situation to tell him to improve.

    He’s playing really well.’

    Chelsea manager Antonio Conte joked afterwards there is room
    for Kante to improve

    Kante challenges the West Ham captain Mark Noble during Monday night’s match 

    The France international keeps a close eye on West
    Ham striker Andy Carroll during the game

    Playing so well, in fact, that the (almost) unimprovable
    Kante must surely clean up at the Player of the
    Year awards between now and the end of the season.

    As Chelsea re-established a double-figure advantage at the top of the Premier League following their 2-1 win at the London Stadium,
    their goalscorers Hazard and Diego Costa are
    inevitably in the running for the gongs.

    It’s a whole lot harder to earn recognition in such things when you don’t score goals or ping 60-yard passes, but
    Kante is deserving for the consistent excellence he continues to show.

    Let’s look at the stats. Kante has made 94 tackles in his
    26 Premier League games this season, the second highest in the
    division behind Everton’s Idrissa Gueye (102).

    Kante ranks among the Premier League’s best tacklers and interceptors
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  12. RBS today admitted that it had failed to invest properly in IT systems for decades,
    as customers woke up to find money had been emptied from their
    accounts by a computer glitch.

    Supermarket trolleys full of food were abandoned, mothers were unable to buy
    milk for babies and motorists could not purchase fuel as the
    error also left Britain’s shoppers high and dry last night.

    On the biggest online shopping day of the year, customers of the Royal Bank
    of Scotland (RBS) Group, which includes NatWest and Ulster Bank, were left unable to use their debit or credit
    cards.

    Problem: A computer glitch at NatWest left customers unable to use their cards or make online
    purchases

    Chief executive Ross McEwann insisted the bank was
    now investing heavily in building IT systems that its
    customers ‘can rely on’, adding that he was ‘sorry for the inconvenience we caused’.

    On the first working day of the month and just three weeks before Christmas, some customers found their wages had gone missing and they had gone overdrawn as direct debits
    went out.

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    Amazon…

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    This is…

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    The problem – which lasted for around three hours between 6.30pm and 9.30pm yesterday – also affected use of the bank’s cash machines, smartphone apps
    and websites, on ‘Cyber Monday’.

    Other customers logged on to find they were overdrawn – when there should have been funds available in their accounts, but the bank said this had only happened to a small
    number of people.

    Shocked: RBS customer Rachael Horrocks, 24, pictured at her workplace in Berkshire, found her account value was negative today, despite her having ‘a reasonable
    amount of funds in there yesterday’

    Mr McEwann said: ‘Last night’s systems failure was unacceptable.

    CUSTOMERS COMPLAIN AT SPEED OF RBS RESPONSE ON TWITTER

    Customers complained that it took RBS and NatWest at least one hour to
    alert customers to the problem via Twitter.

    Once the details were made public, the banks were met with a tidal wave
    of frustration and anger from people stranded without money or turned away from tills.

    Many people complained direct to the Help Twitter feeds of NatWest and RBS.

    Andy Neillans said: ‘Can’t believe it took so long to get an announcement out.
    Looks like issues for last one hour plus, and this is the first info.’

    And Samuel Cramer wrote: ‘I’m stuck – unable to either go home
    or go where I’m meant to be going, so hurry up with it.
    Switching banks first chance I get.’

    ‘Yesterday was a busy shopping day and far
    too many of our customers were let down, unable to make purchases and
    withdraw cash. For decades, RBS failed to invest properly in its systems.

    ‘We need to put our customers’ needs at the centre
    of all we do. It will take time, but we are investing heavily in building
    IT systems our customers can rely on. I’m sorry for the inconvenience we caused our customers.
    We know we have to do better.

    ‘I will be outlining plans in the New Year for making RBS the bank that our customers and the UK need
    it to be. This will include an outline of where we intend to invest for the future.’

    As well as anger among internet users, people complained about being caught up in long queues
    at supermarkets and petrol stations as those affected struggled to find
    alternative payment methods.

    The bank has apologised to customers across the country who
    were hit by the problem. Reports of cards being declined began at 6.30pm – when many people
    go online to buy groceries after work.

    Not in use: A mother and baby pass an out-of-order NatWest cashpoint in the town of Olney, Buckinghamshire

    At 7pm, one customer reported NatWest cards being
    declined ‘en masse’ at a supermarket in Kent.

    ‘I WAS FORCED TO CANCEL MY JOB INTERVIEW BECAUSE I HAD NO MONEY TO GET THERE’

    NatWest customer Natasha Lewis said her card was declined while getting petrol last night, which caused ‘a huge lot
    of grief as I knew I had money in there’, and she had to call her
    partner to walk up to pay for it instead.

    But the 26-year-old nursery nurse from Birmingham experienced further problems this morning, being woken up by a text message that she was overdrawn.

    Since then she has had to cancel a job interview because she had no
    money to get there, and was not able to reschedule it.

    Ms Lewis told MailOnline: ‘I rang customer services, to be
    on hold for an hour to be told I took money out which was not in there.
    I explained I got paid that day and I checked my available balance first like I always do.

    ‘Then (the woman on the phone) told me that my money had
    disappeared and there were no signs of money going into my
    account yesterday. She wanted to take money out of my savings to cover it.

    ‘I said “no” as it’s not my fault the money has gone, so I shouldn’t
    have to pay. I had a job interview today which I’ve had to cancel as
    I’ve got no access to money to get there as my partner has the car.
    The bank is a joke.’

    She added that she will be changing banks if the problem is not sorted today,
    because she has a number of bills to come out tomorrow.

    Posts on Twitter included: ‘NatWest useful banking – really?
    Useless banking is more appropriate.’ Another person tweeted: ‘I’m pleased
    that Natwest has crashed. No, not that. Furious, that’s it.’

    RBS customer Rachael Horrocks, 24, said: ‘Just checked
    my account now this morning and my account was in minus, when I had a
    reasonable amount of funds in there yesterday.

    Today they just disappeared.

    The freight imports co-ordinator, who works in Colnbrook, Berkshire, near London Heathrow Airport, told MailOnline: ‘I
    was ringing RBS for one hour this morning, only to be told that they
    don’t know when they will be able to return services back to normal.
    Absolutely useless.’

    She said there was around £200 in the affected account when she checked at 4pm yesterday, but found it was showing -£65 when she woke
    up this morning.

    Ms Horrocks added later on: ‘I have called again now and they have advised me that people should start seeing their money back in their accounts,
    but mine still has not been restored.’

    Another customer, Jill Gale, said she was affected last night and by the outage last year – and has finally
    had enough of NatWest, so switched banks this morning.

    The 34-year-old from County Durham told MailOnline: ‘My wages disappeared last year for three days and
    last night when I filled up my car I couldn’t pay for my petrol.

    ‘Why should I carry £50 cash in my purse? Surely having my card and ensuring I have valid funds in the account should be enough.
    As it happens I had a separate Visa which I used.

    ‘But it is humiliating when it happens, even though the people
    behind me were in the same position – and two of them didn’t have any other
    way of paying.

    ‘Needless to say, the first thing I have done this morning is change banks.
    My new bank will close my old accounts when the switch is
    successful, but not without a complaint from me first.’

    Meanwhile, a pilot and his crew who arrived yesterday in the Falklands for a two-month tour
    found once they reached their base that they could
    not use their cards when they went to a cashpoint to pay for dinner.

    The pilot’s mother Sarah Prosser told MailOnline: ‘They all had to queue up
    to use a phone to call home to find out what
    was going on and to tell families that they could not access any money.

    ‘Not only are the poor lads away from home for Christmas,
    but they can’t buy anything either.

    NatWest apologised for the glitches and told the Twitter community it was trying to resolve the situation

    ‘The least RBS/NatWest could do would be to fly some “Christmas cheer” down to them
    and sort their accounts out as soon as possible, as a way of saying sorry.’

    Q&A: WHAT SHOULD YOU DO NOW?

    HOW MANY PEOPLE WERE AFFECTED?

    It is believed around 750,000 people unsuccessfully tried to take out cash last
    night. Many more had problems with credit or debit card payments.
    And a small number of people have also found their accounts to
    be incorrectly overdrawn, the bank said.

    CAN I CLAIM COMPENSATION FOR THIS?

    RBS said it will consider claims for compensation on a ‘case-by-case’ basis and insisted that if anyone has been left out of pocket as a result of the
    problems, ‘we will put this right’. But it will not
    reimburse people for inconvenience or time wasted, although it has apologised
    for this. If customers are unhappy with the response, they can then complain to the free Financial Ombudsman Service.

    HOW DO I GET IN TOUCH WITH THE BANK?

    The bank has asked everyone affected to get in touch.
    It can be contacted on the freephone numbers 0800 151 0404 (NatWest), 0800 151 0405 (RBS), or 0800 046 5486 (Ulster).

    I’VE BEEN SENT AN EMAIL SAYING MY SECURITY DETAILS HAVE BEEN
    RESET

    There is a phishing scam trying to trick customers into giving away security details to fraudsters.
    Security experts are advising people not to click on the links
    in any email claiming to be from the bank. If you have concerns about this, you should call the bank

    HOW CAN I SWITCH MY BANK ACCOUNT?

    Switching bank accounts takes seven working days and
    all incoming and outgoing payments will be moved to your new account, by your new bank, MoneySavingExpert.com said.

    And NatWest customer Kim Forsdyke, 48, of Wraysbury, Berkshire, said: ‘Went to pay in a shop last night
    and card got declined. Put it in the cash machine and got declined.

    ‘Went for a meal for my daughter’s birthday and card got declined again. This morning,
    went to log onto internet banking and cannot.’

    Woman, 21 of Streatham, south London, said: ‘I was also unable to
    access my app yesterday for the times stated as well as even past 9:30pm.

    ‘Also, I was trying to purchase a camera from Currys which was at a reduced price as a result of
    the recent Black Friday, and was unable to as it stated that the transaction was unsuccessful.

    Looks like NatWest will be losing a customer.’

    MailOnline reader Melissa, of Cheshire, said she was trying to buy Christmas presents online from clothing retailer Topshop, but ‘because NatWest messed up, the transaction went through six times even though it got declined each
    time – and I got charged nearly £500′.

    Another reader, Keri, from Liverpool, said she was
    declined when trying to buy shopping today  – and then found her account was
    overdrawn and a £300 payment in had gone missing.

    ‘To try and save some embarrassment I tried to transfer money from my savings account into my current account, only to find they had lost the hundreds made into that account online on Sunday had also gone missing,’
    she added.

    ‘I went straight to the bank – resulting in me not only being late for work, but the time spent on the phone to the complaint department meant I had to request work
    allow me the day off – now more out of pocket.

    ‘I’ve got direct debits due this week to credit cards.
    Who knows whether they’ll find the missing money or how long when they do.
    Worrying about my credit scoring now as well as everything
    else.’

    Megan Clarke, 20, who went shopping last
    night at the Trafford Centre in Manchester, had a fortunate escape after filling up her car with petrol before the glitch occurred.

    Trying to get money: Megan Clarke, 20, who went shopping at the Trafford Centre in Manchester last night, described seeing a queue by a cash machine, ‘with
    many panic-stricken people’

    She told MailOnline: ‘My card got declined three times in a shop.
    I went to the cash machine and it said “unable to access account contact provider”.

    A queue starting forming by the cash machine, with many panic-stricken people in need of money to get home.’

    Susan Allen, director of customer solutions at
    RBS Group, told BBC News today: ‘We sincerely regret the inconvenience that customers have had.

    There have been some fairly horrible stories this morning about the inconvenience and distress caused
    for people out shopping yesterday evening.

    ‘If anybody is out of pocket, then we have made a commitment that we will make sure that
    everybody is put back in the right position.

    ‘It’s very upsetting when you hear the stories, and I’ve talked
    to a number of customers and seen their stories this morning, so I can understand the frustration and anger
    that people are feeling.’

    She also told BBC Radio 5 Live: ‘We put all our focus on getting it fixed
    and we now start the detailed work on what went wrong.
    We understand the impact on our customers.

    ‘It is completely unacceptable that customers couldn’t access their own money.

    The investigations would suggest it is completely unrelated to the volumes on Cyber Monday.’

    A spokesman also told BBC Radio Four’s Today programmethat for ‘even one customer not to be able to access their
    money was unacceptable’.

    The problems have rekindled memories of the meltdown the bank
    suffered in the summer of 2012, which delivered days
    of issues.

    Sale denied: Twitter users vented their frustration about
    the crash

    A technical glitch millions saw unable to access their salaries in what was
    branded one of the biggest IT failures at a UK bank.

    ‘I COULDN’T PURCHASE MILK FOR MY FOUR-WEEK-OLD BABY’

    A mother said she was left without milk for her four-week-old baby after the NatWest glitch.

    Kady Pike, 25, of Basingstoke, Hampshire, told MailOnline she went to a Tesco store last
    night to purchase milk for her child Ted, but her card was declined three times. 

    She then went to the cashpoint outside the store only to receive the message that
    the machine ‘cannot process request at this time’.

    Ms Pike said: ‘I have just suffered an acute cardiac arrest bought
    on by a suspected clot I my lung, so my trips outside of the house
    are very few and far between.  

    ‘Seeing that my card had been declined; naturally I panicked –
    a) My newborn baby needs his milk and b) What’s happened to my money?’

    She then called NatWest but said the member of staff was unable to help further than putting her through to the customer service team.

    Upon calling them, she was put on hold for 10 minutes and eventually
    decided to hang up. Her father later went out to buy the milk.

    She added on BBC Radio 5 Live: ‘We put all our focus on getting it fixed and we
    now start the detailed work on what went wrong. We understand the impact on our
    customers.

    Branches were forced to open late and on a Sunday to cope with the aftermath of millions of people unable
    to receive money or pay bills.

    A investigation by City regulator the Financial Conduct Authority
    into the outage last year is still ongoing.

    Yesterday’s high profile collapse has dealt a further blow to RBS NatWest as it tries
    to rebuild its reputation after  that event and being forced into
    a taxpayer rescue during the financial crisis.

    Experts say Britain’s bank customers could face increasing technical problems due to
    systems creaking under the weight of new technology and increased online payments.

    Banks were early adopters of  IT systems when technology was still young and still rely substantially
    on decades old platforms that have high levels of
    demand placed on them thanks to the internet age.

    MoneySavingExpert.com creator Martin Lewis said:
    ‘People have been left stranded and unable to get home, embarrassed in shops, and missed out on hot deals on the biggest shopping
    day of the year – all because NatWest, RBS and Ulster haven’t got their act
    together.

    ‘This is at least the third time in the
    last 18 months this has happened, and while thankfully it was shorter than last summer’s almost a month-long outage
    for Ulster customers – it should still raise huge questions for customers.

    ‘Couple this not-fit-for-purpose technology with the fact its bank accounts are mostly far
    shy of the best-buy deals, and many of its customers should
    genuinely be looking to place their custom elsewhere.’  

    Iain Chidgey, from data management company Delphix, told MailOnline: ‘Software glitches are becoming more and
    more frequent in the banking industry. Often the cause is insufficient testing.

    ‘The databases in financial institutions are large and often more complex than in other companies.
    IT departments provide copies of databases for
    testing, but by the time a copy is available, the data itself is often old.

    ‘In our data-intensive world, data can be obsolete after only a couple of
    hours, but when refreshing just a single testing data set can takes days, the data
    will never be up to date enough for risk free testing.’

    And, following the technical problems, security specialist firm Check Point today warned customers
    to watch out for phishing emails which appear to have been sent by their bank.

    Cash machines have been affected and one customer reported NatWest
    cards being declined ‘en masse’ at a supermarket in Kent

    The company’s UK managing director Keith Bird said: ‘Bank customers need to
    be very careful not to click on links in emails which
    appear to come from RBS, NatWest or Ulster Bank advising them about
    changes to account security, no matter how authentic the email seems to be.

    ‘DECLINED CARD MEANT I COULDN’T BUY ANY CHRISTMAS PRESENTS’

    Suresh Mekala spent more than £13 on a train ticket from Gloucester to Bath to do some Christmas shopping.

    But it was a wasted trip as the 29-year-old ended up
    having his NatWest card declined at several stores – and could not
    buy anything.

    He told MailOnline: ‘I never keep cash as I use my card to
    pay for all my transactions. But I had a really bad day –
    I went to my favourite shops got lots of
    shopping but my card was declined several times.

    ‘NatWest is the only bank account I have and no cash.
    My trip was for nothing.

    ‘I couldn’t withdraw money from cash point or check my
    online banking. I’m really frustrated with the bank.’

    ‘Attackers have jumped at this opportunity to
    try and trick customers affected by yesterday’s technical problems into revealing their
    bank details.

    ‘For those attackers, it’s just a numbers game,
    but it could have serious consequences for customers.
    Phishing emails continue to be the most common source
    for social engineering attacks.’

    RBS, which is 80 per cent owned by the taxpayer after being rescued during the
    financial crisis, has also been under fire over the last week over
    allegations that it drove distressed firms to collapse to
    buy back their assets at rock-bottom prices.

    Trade union Unite, which represents RBS staff, called for the bank to halt its cost cutting programme – which has
    seen thousands of jobs axed and IT functions sent abroad – in the
    wake of the IT problems.

    National officer Dominic Hook said: ‘It is unacceptable that the bank’s customers are once again facing
    inconvenience.

    ‘Unite has grave concerns that staffing challenges are
    exacerbating the problems facing the bank.’

    Richard Lloyd, executive director of consumer group Which?, said:
    ‘Yet again consumers are bearing the brunt of
    bank failures.

    ‘RBS must explain why these IT glitches keep happening and
    assure customers that they are doing everything to prevent it in future.

    ‘Banks’ IT systems are not fit for modern banking purposes, and it’s high time the Financial Conduct Authority took action.

    ‘Unhappy customers should also remember it is now quicker and easier to switch banks so they can vote with their feet.’

    IT’S A FEELING OF DEJA-VU FOR MILLIONS OF NATWEST CUSTOMERS WITH CYBER MONDAY’S FIASCO
    BEING THE LATEST IN A LONG LINE OF GLITCHES

    NatWest’s slogan is ‘helpful banking’, but that phrase will
    leave a bitter taste in the mouth for many of its customers,
    with the bank suffering a spate of major IT glitches recently.

    In mid-2012 the technical meltdowns were so severe that Stephen Hester, the former boss of NatWest owner RBS,
    personally apologised for the issues.

    The IT problems led to payments going missing, wages disappearing and
    holidays and home purchases being disrupted.

    The bank kept 1,000 branches open late for one day in all major towns
    and cities to help frustrated customers.

    Mr Hester admitted that NatWest had let down its customers after hundreds of people vented
    their anger over the issue.

    The fiasco cost the bank some £175 million in compensation.

    And in October 2012 the bank had to suspend
    a mobile phone banking App feature called GetCash, after the service was subject to
    a spate of ‘phishing’ attacks by fraudsters.

    The bank also had huge technical problems earlier this
    year when the mobile Apps used by two million customers to access
    their accounts from iPhones, Android smartphones and tablets failed.

    Millions of customers were locked out of their accounts for several hours as a result.

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  16. Red takes center stage as the hottest color of the holiday season.

    All red looks have been trending with the fashion set for some time, but
    after Rihanna attended the Fenty Hair launch party in a monochromatic look accessorized with multiple ruby baubles,
    red-on-red became cooler than ever. 

    The ‘Stay’ hitmaker donned a custom red leather Khaite jacket and skirt with ruby and diamond jewelry by Sabyasachi,
    David Webb and Reza.

    Monochromatic outfits, particularly in red, exude
    confidence and sophistication. 

    With the vibrant color being synonymous with the holiday season, it’s
    a natural choice for parties and festive gatherings.

    By also accessorizing with ruby jewelry (à la Rihanna) you can add a touch of
    luxury to even the simplest of separates.

    Unlike your grandmother’s precious jewels, today’s ruby designs are being reimagined by edgy jewelers that
    aren’t taking the gem so seriously.

    Rihanna was photographed dripping in rubies at the Fenty Hair launch party
    and just like that… they are in vogue

    Monochromatic outfits, particularly in red, appear
    polished and put-together

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    Rubies are often referred to as the ‘king of gemstones’ and their vibrant color – caused by the presence of chromium – is often associated with passion, love, and power. 

    The name ‘ruby’ comes from the Latin word ‘ruber’ which means
    red. 

    Rubies are incredibly sought after for their beauty and durability, they are ranked 9
    on the Mohs scale of hardness (qualitative scale that measures the relative hardness of minerals and other materials by their resistance to scratching),
    second to diamonds.

    Beyond their sparkle and strength, they have held cultural significance for centuries.

    Throughout history, rubies have been associated with nobility and wealth, often adorning the crowns of kings and queens.
    They are also believed to bring good fortune and
    protection to their wearer.

    According to Melee the Show founders Lauren Wolf and Rebecca Overmann, ruby jewelry
    is on the rise.

    The fine jewelry trade show connects buyers and designers,
    with the next shows taking place in New York (February 1-3) and Tucson (February 5-7).

    ‘From bold gemstones to intricate craftsmanship, our designers bring rubies to life
    in ways that inspire and captivate,’ said the duo.

    Anthony Lent, Fannie Thomas, Heather Guidero, Jake Matluck, Amali,
    Karin Jacobson, Marian Maurer and Ciara Bowles are some of
    the exhibiting designers who work with rubies.

    Red being synonymous with the holiday season is a natural choice for parties and festive gatherings

    By accessorizing with ruby jewelry (a la Rihanna) you can add a touch of luxury and sophistication to even the simplest of separates

    According to Melee the Show, founded by designers Lauren Wolf and Rebecca Overmann,
    ruby jewelry is on the rise

    ‘From bold gemstones to intricate craftsmanship, our designers bring rubies to life in ways that inspire and captivate,’ said the duo

    Rubies are the focal point of Dara Kaye Jewelry’s latest collection, “El Gran Amor” sold in-person at Faena Miami
    Beach’s Big Bang boutique on December 2nd.

    The limited-edition collection is a part of Big Bang’s fine jewelry program
    called Love Mine, it includes three exclusive pieces
    as part of the Dara Kaye Jewelry for Big Bang capsule collaboration collection. 

    The pieces all feature sustainably sourced, cultured lab grown stones. 

    ‘For the centerpiece, we chose a ruby heart—a timeless symbol of
    love, designed to be worn close to the heart,’ says Dara Kaplan, designer
    of Dara Kay Jewelry.

    Rubies are the focal point of Dara Kaye Jewelry’s latest collection, “El Gran Amor” exclusively at Faena Miami Beach’s
    Big Bang boutique on December 2nd

    The collections consists of the Gran Amor Heart Pendant, a large Ruby
    heart encircled with Diamonds that is worn on a solid large 14k gold ball chain.

    The Gran Amor heart ring which is a blood red ruby
    heart encrusted with a halo of diamonds, and the
    Amor Heart Necklace, a beautifully delicate ruby heart encircled in a solid gold bezel on a ball chain, perfect for anyone to wear.

    ‘Jewelry is a cherished emotional keepsake that is steeped in meaning,’ says founder and curator of Big
    Bang at Faena Miami Beach Paula Selby Avellaneda

    ‘Jewelry is a cherished emotional keepsake that is steeped in meaning,
    ‘ says founder and curator of Big Bang at Faena Miami Beach Paula Selby Avellaneda.

    ‘When I met Dara it was an instant flow of good energy.

    I discovered that her line, Dara Kaye Jewelry, was designed and
    infused with her same bold energy. 

    ‘It immediately made sense to me to celebrate that same entrepreneurial bravery and
    boldness with an exclusive collaboration for my store, Big Bang Faena.’

    Dara says, ‘these are talismans for boldly and bravely attracting and
    sharing love.’

    ‘These are talismans for boldly and bravely attracting and sharing love,
    ‘ said Dara Kaplan, designer of Dara Kay Jewelry

    Dara continues, ‘I loved the concept of celebrating love
    in a way that was sweet but not overly syrupy. 

    ‘That is why I chose oversized stones to really sparkle and
    to use my signature claw prong setting to give it the edge that my
    designs are known for. 

    ‘We together chose a signature Faena red colored ruby to pay homage to our spectacular location.

    ‘This will be the first time that Dara Kaye Jewelry is on display
    at any retail location. I am so honored to have these exclusive
    pieces and selections from the line at Big Bang Faena.’

    The collection can also be found online at
    big-bang.us. Prices range from $2010.00 USD to $8,000.00 USD. 

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  19. For someone who displayed such moral fortitude
    in voting to take Britain out of the EU, how sad that Sir Jim Ratcliffe feels
    no sense of patriotic duty when it comes to paying taxes in this country.

    Sir Jim, Britain’s richest man with a £21billion fortune to his name, may be known in business circles for
    shying away from the public gaze and eschewing the sort of stunts that turned fellow business magnates
    Lord Sugar and Sir Richard Branson into household names.

    But the 65-year-old must have known how damaging it would be to flee to Monaco at the height
    of the Brexit negotiations. 

    Whatever his true reasons for leaving, his move will be
    seized on by Remainers as a symbolic act of desertion.

    Sir Jim, Britain’s richest man with a £21billion fortune to his name, is said to be taking his money to
    Monaco – a known tax haven

    Sir Jim has declined to comment – a spokesman for his company said only
    that it was a ‘personal matter’

    What a stark contrast with Peter Hargreaves, another high-profile billionaire supporter of Brexit within the business community. 

    The founder of the financial giant Hargreaves-Lansdowne has always been proud of paying his taxes here, and this week
    showed his belief in Britain by saying he would bet his entire fortune
    that opting for a no-deal Brexit would be this country’s best option.

    Although Sir Jim has declined to comment – a spokesman for his company said only that it was a ‘personal matter’ – his choice of destination speaks volumes. 

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    Monaco is Europe’s premier tax haven, already home to a soulless list of mega-rich British celebrities who knowingly choose
    to pay less than they could and should towards schools, roads and hospitals in the
    country of their birth.

    Such figures are presented, in the cartoonish rhetoric of
    the Left, as a damning indictment of the capitalist system – proof that the super-rich are
    an exploitative, out-of-touch elite with no regard for ordinary people and no gratitude for the opportunities given them in the United Kingdom.

    The tragedy is that Sir Jim Ratcliffe ought to be a shining
    example of all that is best about aspiration. 

    Billionaire Ratcliffe was born to a joiner and office worker in 1952 in Failsworth, on the outskirts of Manchester (pictured Sir Ratcliffe’s
    yacht)

    Monaco is Europe’s premier tax haven, already home to a soulless
    list of mega-rich British celebrities (stock picture)

    As a council house boy who grew up to be Britain’s richest man, he embodied the meritocratic
    ideals of a system that empowers people, no matter how lowly their background, to make
    the best of their lives.

       
    More from Dan Hyde for the Daily Mail…

      DAN HYDE: We must not give in to the bullies who would have their way with our finances if left unchallenged 28/08/18

      DAN HYDE: If Mr Hammond thinks our pensions are a ‘pot of gold’
    to be raided, he’s playing with fire  27/08/18

      DAN HYDE: Overhaul archaic annuity rules and allow savers to cash in 14/08/18

      DAN HYDE: Take insurers to task and make them explain why
    they’re putting up the premium 07/08/18

      Stop smart meter folly: Ministers must stop
    the rush to get the gadgets into every British home, says DAN HYDE 31/07/18

      DAN HYDE: Shame on Nationwide for penalising customers who
    don’t use the internet and can’t get out and about easily 24/07/18

      DAN HYDE: Savers are being failed by NS&I with yet another drastic cut to returns 17/07/18

      DAN HYDE: Internet giants must do their part to protect us from crooks and
    fraudsters 26/06/18

      DAN HYDE: Big banks listen to you and prove they can get
    it right if they lay aside their rivalries 12/06/18

      VIEW FULL ARCHIVE

    Born to a joiner and office worker in 1952 in Failsworth, on the outskirts of
    Manchester, Ratcliffe spent the first three years of his life
    in a council house. 

    He went on to attend Beverley Grammar School in East
    Riding, after the family moved to Yorkshire.

    In the Seventies, he accepted a place at the University of Birmingham, where he studied chemical engineering. That degree – in those days paid for entirely by
    the taxpayer, of course – would be his ticket to vast
    riches.

    By 1992, Ratcliffe had remortgaged his house to lead a buyout
    of British Petroleum’s chemicals business.

    From there, he would go on to found Ineos, the chemicals giant where
    he remains chairman and chief executive.

    As it has grown into a sprawling empire, the company, which has an annual turnover of
    about £45 billion, has become a major UK employer with more than 10,000 British staff.

    One wonders quite what they will make of all this as they dutifully pay every penny in tax to the Exchequer.

    In 2010, Ratclifee spectacularly fell out with the then Labour government over a £350million VAT bill that Ineos was due to pay HM Revenue & Customs

    Wise old heads among Sir Jim’s staff may be less surprised by his plans.

    After all, this isn’t the business mogul’s first run-in with the tax authorities.

    In 2010, he spectacularly fell out with the then Labour government over a
    £350million VAT bill that Ineos was due to pay HM Revenue & Customs. 

    Sir Jim asked if the payment could be delayed six months, but was refused.
    His reaction was ruthless, taking the company headquarters
    to Switzerland, another famously low-tax regime, to save Ineos a reported £100million a
    year.

    He returned to set up a UK headquarters in Knightsbridge – and take up residence in affluent Chelsea
    – in 2016, but only after the Tories had moved to slash corporation tax from 28 per
    cent to 20 per cent.

    Sir Jim is an astonishingly successful entrepreneur whose business acumen and risk-taking has brought much good to this country.

    He deserves to be a wealthy man, but when you have £21billion, do
    you really need to kiss goodbye to your own country just to make
    sure your pockets stay full to bursting?

    Brexit

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  25. Top officials at the Ministry of Justice have shared up to £60,000 in bonuses –
    despite overseeing a prisons crisis and racking up losses of nearly £34million.

    According to the department’s annual report, five-figure bonuses were paid to a number of senior mandarins in the last financial year.

    This included up to £15,000 for Dame Antonia Romeo, the MoJ’s top civil servant, and up to £20,000 for Amy Rees, the head of HM Prison and Probation Service.

    In recent weeks, nearly 3,000 prisoners  – including some convicted killers – have been released early as part of
    the Government’s bid to tackle jail overcrowding.

    The MoJ annual report also revealed the department’s total losses had now reached
    £33.9million – almost double the £17.3million from the previous
    financial year.

    The latest figure included more than £16million in ‘administrative write
    offs’. 

    Campaigners against Whitehall waste said the report revealed ‘a sorry tale of squandered cash,
    golden goodbyes and unjustified bonuses for top
    brass’.

    In recent weeks, nearly 3,000 prisoners have been released early as part of the Government’s bid
    to tackle jail overcrowding

    Daniel Dowling-Brooks celebrates after being released outside HM Prison Swaleside on the Isle of Sheppey,
    Kent, last month. He told reporters: ‘Big up Keir Starmer’

    The MoJ’s latest accounts showed how the department made 10 ‘special payments’ of more
    than £300,000 in 2023-24.

    These included £4.2million to a contractor to settle a dispute,
    £1.9million to a prisoner, and compensation payments worth nearly £4.5million to prison and probation service staff.

    Ex-Tory MP Dominic Raab, who quit as justice secretary in April last year
    after a bullying inquiry found he acted in an ‘intimidating’ way towards
    officials, received a severance payment of £16,876 for losing his Cabinet
    role.

    This added to the £9,043 he received as a severance payment the
    year before when he was sacked from the position by Liz Truss in September 2022.

    Dame Antonia’s bonus came on top of her salary of between £195-200,000, which was up from the £185-190,000 she received in the
    previous financial year.

    Ms Rees earned a salary of £160-165,000 in 2023-24, which was up from £150-155,000 in 2022-23.

    John O’Connell, chief executive of the TaxPayers’ Alliance, said:
    ‘The Ministry of Justice’s annual report is a sorry tale of squandered cash, golden goodbyes and completely unjustified bonuses for top brass.

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  26. Mobs set fire to two churches in sectarian clashes
    that kill 12 in Cairo – after rumours that a Christian woman married a Muslim

    By DAILY MAIL REPORTER
    Updated: 17:26 GMT, 14 May 2011

    e-mail

    82

    View
    comments

    Muslim mobs set two churches on fire in Cairo
    during sectarian clashes that left 12 dead and more than 200 injured last night.

    The deepening religious violence in Egypt added news tensions to an already chaotic and lawless transition to democracy.

    Military authorities arrested 190 people, immediately sending them to military prosecutions and threatening the
    maximum penalty against anyone attacking houses of worship.

    Ablaze: Firemen fight a fire at a church surrounded by angry Muslims in the Imbaba neighborhood in Cairo last night

    Mob: Firemen fight the church fire surrounded by a crowd of angry Muslims

    It was the military’s toughest response yet to a series of violent clashes between the two religious groups.

    Mobs of ultraconservative Muslims attacked the St.
    Menas church in the Cairo slum of Imbaba late Saturday following rumors that a Christian woman married to a Muslim man had been abducted.

    Local residents said a separate mob of youths armed with knives and
    machetes attacked the Virgin Mary church several
    blocks away with firebombs.

    ‘People were scared to come near them,’ said local resident Adel Mohammed, 29, who lives near the
    Virgin Mary Church. ‘They looked scary. They threw their firebombs at the church and set parts of
    it ablaze.’

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    During Egypt’s 18-day uprising that ousted former President Hosni Mubarak several
    months ago, there was a rare spirit of brotherhood between Muslims and Christians.
    Each group protected the other during prayer sessions in Cairo’s Tahrir Square, the epicenter of
    the revolution.

    But in the months that followed the toppling of Mubarak on Feb.
    11, there has been a sharp rise in sectarian tensions, fueled in part by newly
    active ultraconservative Muslim movement, known as the Salafis.

    The once quiescent Salafis have become more
    assertive post-revolution in trying to spread their ultraconservative version of an Islamic way of life.
    In particular, they have focused their wrath on Egypt’s Christians, who make up
    10 percent of the country’s 80 million people.

    Set alight: Christians look at a church which was set on fire during clashes between Muslims and
    Christians in the heavily populated area of Imbaba in Cairo last night

    Fighting: Egyptians gather next to a building belonging to Christians that
    was set on fire during clashes between Muslims and Christians in the Imbaba neighborhood of Cairo

    On Friday, a few hundred Salafis marched through Cairo celebrating al-Qaida leader Osama bin Laden and condemning the U.S.
    operation that killed him.

    Egypt’s state news agency said of those killed,
    at least six Muslims and at least three Christians were among those killed.
    The body of one Christian was found inside the St.
    Menas church, the agency said. The Health Ministry said 12 had died and more than 230 were injured, at least 11 of them critically.

    The clashes were set off Saturday around sundown when word spread around the low-income neighborhood of Imbaba that a Christian woman who married
    a Muslim was abducted and is being kept in the church against her will.

    The report, which was never confirmed by local religious figures, sent
    a large mob of Muslims toward the St. Menas church.
    Christians created a human barricade around the church and clashes erupted.

    Gunfire sounded across the neighborhood, and witnesses said
    people on rooftops nearby were firing into the crowd.

    Muslims alleged the Christians opened fire
    first. Then crowds of hundreds of Muslims from the neighborhood,
    in many parts instigated by the local ultraconservative Salafi sheiks,
    converged on the area. They lobbed firebombs at homes and shops
    and also at St. Menas church, setting its facade on fire.

    Residents say Christians were hiding inside.
    Muslims were chanting: “With our blood and soul, we defend you Islam.”

    The army and police tried to break up the crowd by firing tear gas, but failed to clear the streets.
    Troops surrounded the church after the fire was put out.

    Later the same night, witnesses said a separate Muslim mob, mostly youths armed with machetes and knives, moved to
    the Virgin Mary church nearby and also set it on fire.

    Anger: A Christian shouts at Egypt’s Interior Minister Mansour el-Essawy
    in front of a church which was set on fire during
    the clashes

    Tensions: Egyptians gather next to a building belonging to Christians that was set on fire during clashes

    The mob then dispersed to side streets, and local residents, including the neighborhood’s Muslims, tried to put
    out the fire. At one point, they attempted to get into the closed mosque opposite the church to get water.
    But the youthful mob armed with knives blocked Mohammed and others in his group.

    ‘They told us keep the mosque out of it,” said Mohammed, who lives near the church. “They were thugs.
    The way they talk, they have no religious or political views.’

    He said the firefighters and security arrived on the scene more than an hour
    later.

    In the early hours of Sunday morning, angry residents
    stormed a six-story building near the St. Menas,
    saying Christians used it to shoot at Muslims.

    ‘They were shooting from the roof, and they killed Muslims,” said 18-year old Yehia Ramadan. “We won’t stand by
    idle.’

    Flames were coming out of windows, and furniture were strewn along
    the sidewalks. The building appeared to be empty, but
    it was not clear when its residents fled.

    Islamic clerics denounced the violence, sounding alarm bells at the escalating tension during the transitional period.

    ‘These events do not benefit either Muslim or Copts,’
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    In the deadliest violence since Mubarak’s ouster, 13 were
    killed in pitched street battles in March after Muslims torched
    a church. That violence was also triggered by rumors
    of a love affair between a Muslim woman and a Christian man.

    A New Year’s Eve suicide bombing outside a Coptic church in the port city
    of Alexandria killed 21 people, setting off days of
    protests. Egypt made some arrests but never charged
    anyone with the attack.

    Burnt-out: Christians look at the church which
    was set on fire

    Vigilant: An Egyptian army guard stands outside the church that was attacked

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  29. Welcome to Ice City: Russia plans to build frozen community 1,000 miles from North Pole…
    as race for Arctic minerals heats up

    By WILL STEWART FOR MAILONLINE
    Updated: 15:44 GMT, 24 October 2011

    e-mail

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    Russia is to build an ultra-modern city on a frozen island deep inside the Arctic Circle – in the
    Kremlin’s latest move to back its claim to vast oil
    and gas reserves under the polar ice cap.

    Named Umka, after a popular Soviet polar bear cub cartoon hero, the
    initial 5,000 residents will live under a vast dome to protect themselves from temperatures
    sinking below minus 30C in winter.

    ‘This city will be of strategic importance as Russia’s
    northern outpost,’ said architect Valery Rzhevskiy who has shown its modernistic designs to an approving Vladimir Putin.

    Extraordinary: The city will cost up to £4 billion and be built on the remote island of Kotelniy,
    in the Novosibirsk archipelago, some 1,000 miles from the North Pole

    Vast: The Umka designs are based on the International
    Space Station but in comparison is much larger – one mile long and 800
    yards wide

    Sources say it is likely to house soldiers, border guards and
    secret service officers, as well as scientists and
    explorers, as Moscow gets serious about claiming Arctic mineral riches.

    All will enjoy a luxury lifestyle in the cocoon with its own specially regulated temperate climate – including many
    facilities to make inhabitants of other cities envious.

    ‘We aim to have scientific laboratories, houses, but also parks with attractions, an Aqua complex, hotels and a
    cathedral. Naturally there will be schools, kindergartens, recreation zones, a hospital, and sport facilities are planned, too,’
    said Rzhevskiy.

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    ‘We want people who will be living and working here not to realise
    they are in some closed space with an aggressive Arctic climate
    outside.’

    The extraordinary venture – nicknamed ‘wonder city’ – will be built at a cost of up to £4 billion on the
    remote island of Kotelniy, in the Novosibirsk archipelago , some 1,000 miles from the
    North Pole, closer than any other Russian city.
     

    Strong winds make it one of the most inhospitable places on the planet,
    and even in summer it barely climbs over freezing point.

    Bleak: Strong winds make the area one of the most inhospitable places on the planet, and even in summer it barely climbs over
    freezing point

    The Umka designs are based on the International Space Station, but it is vast by comparison – just short of
    one mile long and 800 yards wide.  

    ‘So far it’s the only project in the world with an artificial climate
    and integral life support – just like on the space station. Not only is
    it a new word in architecture, but in human living too.
    We have used aero and space technologies while creating it.’

    ‘So far it’s the only project in the world with an artificial climate and integral life support –
    just like on the space station. Not only is it a new word in architecture, but
    in human living too. We have used aero and space technologies while creating it.’

    – Valery Rzhevskiy, architect

    Electricity will be supplied by a floating nuclear
    power station. Food wise, it will be totally self-sufficient with fish
    and poultry farms, greenhouses, a wheat processing factory
    and bakeries.

    ‘There will not be any rubbish at all, as the city
    will have two  factories converting all kinds into ashes.’

    It will house workers for local mines and oil platforms which should pay the costs of
    the development, it is claimed.

    ‘This project is designed to work on any surface, even on the Moon if needed,’ said Rzhevskiy, one of Russia’s top architects.

    The ice city plans – currently with no fixed timetable for opening – comes as all countries with territory touching Arctic waters are
    gearing up to make competing demands to the United Nations over underwater mineral
    exploitation rights.

    Western countries were stung when in 2007 Russian polar explorer Artur
    Chilingarov placed his country’s flag in the Arctic seabed in 2007. 

    ‘We must prove the north pole is an extension of
    the Russian land mass,’ he said at the time.

    A Canadian think tank this year even warned that ‘an arms race maybe beginning’, expressing concerns at the risk
    of conflict.

    The U.S., Canada, Norway and Russia have all boosted their naval presence in Arctic waters amid warnings of
    a Cold War that could literally be cold – except perhaps at Umka.

     

    Russia

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